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Budgeting & Saving
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Budgeting for the Summer Holidays

How to plan your summer spending, save up for trips with friends, and enjoy the holidays without running out of cash. The summer spending trap The end of the term is finally in sight, and the countdown to the summer holidays is officially on. Whether you’re wrapping up exams, submitting final assignments, or going to […]
Budgeting & SavingEmployment
Teen boy working in a fruit stall at a market

Managing Your First Wage

Managing your first wage might be daunting. This blog looks at what to expect when you get paid, understanding your payslip, and how to look after your hard-earned money. Stepping into the world of work Getting your first ever job is a massive milestone. It might be a full-time role, a part-time gig around your […]
Budgeting & SavingOnline Safety
A cartoon girl on her laptop, thinking about buying something online

Influencers: Is It a Recommendation or an #AD?

We’ve all seen it when scrolling social media. Someone you follow is raving about a new moisturiser, a pair of trainers, or a game. Influencers can be a great way to discover new brands or hobbies. But before you click ‘buy’, it’s helpful to understand why that video popped up on your feed. What makes […]
Budgeting & SavingEmployment
Close up of a woman scanning her travel pass

£1 Bus Fares for Young People in Wales

Starting on the 1st of  September 2025, young people aged 16 to 21 in Wales will be able to travel on buses for just £1 per single journey and £3 for unlimited daily travel. From the 3rd of November 2025, the scheme will be extended to include children aged 5 to 15 too. How do […]
Budgeting & SavingMoney
Flatlay of a calculator, coffee and piggy bank

The 50/30/20 Rule: A Guideline for Budgeting

Wishing there were an easier way to manage your money and budget wisely? Look no further than the 50/30/20 rule! Think of your money going into three main buckets after you’ve paid your taxes. 50% for must-haves This is for all the stuff you have to pay for and can’t skip. This might include: 30% […]
Budgeting & Saving
Paying for a shopping basket with cash

Understanding Shrinkflation: Smaller Products, Same Prices

Ever feel like your favourite treats are shrinking before your very eyes? You might be onto something! Let’s dive into the world of shrinkflation and what it means for your pocket. What is Shrinkflation? Imagine reaching for your go-to chocolate bar or bag of crisps, and it just feels smaller. You check the price, and […]
Budgeting & SavingDebt & Credit

Christmas Now, Worry Later? The Hidden Costs of Buy Now Pay Later (BNPL) schemes

Buy Now Pay Later (BNPL) schemes can seem like the perfect solution to stretch your festive budget. However, it can mean lasting financial commitments well into the new year. Here are some tips to use these services responsibly: Check if you can afford the repayments The payments may look manageable split into instalments but don’t […]
Budgeting & SavingDebt & Credit
Two friends, one is holding paper notes

A Guide to Talking About Money With Your Friends

Money can be a sensitive topic, especially among friends. It’s important to understand that everyone’s financial situation is different, and some people may have more pressing financial needs than others. This blog will provide tips on how to talk openly and honestly about money with your friends. Why is money a sensitive topic? Many young […]
Budgeting & SavingGrab The Meic

Grab The Meic: How Do I Save To Go Travelling?

Joel is keen go travelling with friends but isn’t sure how to start saving up. He contacted Grab the Meic for advice. Grab the Meic was an opportunity to ask us about anything that was worrying you. The advice was not instant and was used to create anonymous blogs for the website to help other […]
Budgeting & SavingOnline Safety

Apps and Websites to Help With the Cost of Living

There are plenty of trendy apps on the market that claim to save you money, but are they any good? As part of our Cost of Living Crisis Campaign, we look at some useful apps that could help you keep on top of your budget. It isn’t a list of all the apps out there […]
Budgeting & Saving

Tips For Clever Buying

With the cost of everything going up, understanding how to spend clever is even more important than before. As part of our Cost of Living Crisis campaign let us offer some tips to get the best prices, keep track of your spending, and keep yourself safe shopping online. 1. Do you really need it? The first […]
Budgeting & Saving

Top Tips For Creating a Budget

Learning how to budget is one of the most important things you can do to keep your head above water. As part of our Cost of Living Crisis Campaign, we look at how to create a simple budget, suggest some budgeting tools and check if budgeting apps are a safe option. Learning how to budget […]
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