{"id":7146,"date":"2022-11-01T08:02:00","date_gmt":"2022-11-01T08:02:00","guid":{"rendered":"https:\/\/meic.cymru\/2022\/11\/01\/talk-money-taking-care-of-your-mental-health\/"},"modified":"2025-11-13T11:19:08","modified_gmt":"2025-11-13T11:19:08","slug":"wythnos-siarad-arian-gofalu-iechyd-meddwl","status":"publish","type":"post","link":"https:\/\/meic.cymru\/cy\/2022\/11\/01\/wythnos-siarad-arian-gofalu-iechyd-meddwl\/","title":{"rendered":"Wythnos Siarad Arian – Gofalu am Dy Iechyd Meddwl"},"content":{"rendered":"\n

Mae’r wythnos hon (7-11 Tachwedd) yn Wythnos Siarad Arian<\/a>, a pa amser gwell i godi hyn nag yng nghanol ein Hymgyrch Argyfwng Costau Byw<\/a>. Nid yw cadw pryderon i ti dy hun yn llesol i’r iechyd yn feddyliol nac yn gorfforol, felly gad i ni siarad amdano.<\/h2>\n\n\n\n

Beth yw Wythnos Siarad Arian?<\/h3>\n\n\n\n

Mae Wythnos Siarad Arian<\/a> yn cael ei gynnal gan y Gwasanaeth Arian a Phensiynau<\/a> bob mis Tachwedd ac mae’n annog pobl i siarad am eu cyllid. Mae’r ymchwil ganddynt yn dangos bod pobl sydd yn siarad am arian yn gwneud penderfyniadau cyllidol gwell ac yn cymryd llai o risg, mae ganddynt berthnasau cryfach, mae’n helpu creu arferion ariannol da o oed ifanc, ac maent yn teimlo llai o straen a mwy o reolaeth.<\/p>\n\n\n\n

A dyma yw ein hymgyrch Argyfwng Costau Byw. Cyfle i siarad am arian, cynnig cyngor, gwybodaeth ac eiriolaeth ar draws y mis. Cer i edrych ar yr ymgyrch yma<\/a>.<\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

Sut i gychwyn sgwrs<\/h3>\n\n\n\n

Mae gan HelpwrArian nifer o ganllawiau gwych am sut i siarad gyda gwahanol bobl am arian a pam bod hynny’n bwysig:<\/p>\n\n\n\n

\u25aa\ufe0fSiarad \u00e2’ch partner am arian<\/a> – gwahanol agweddau, gofyn am arian, cuddio dyled neu broblemau gamblo, partner yn rheoli dy arian ayb.<\/p>\n\n\n\n

\u25aa\ufe0fSut i ddysgu plant am arian<\/a> – sut mae’n helpu, beth ddylid dysgu, syniadau hwyl ayb.<\/p>\n\n\n\n

\u25aa\ufe0fSiarad \u00e2 ffrindiau am arian<\/a> – methu fforddio mynd allan, benthyg arian a’i gael yn \u00f4l ayb.<\/p>\n\n\n\n

\u25aa\ufe0fSiarad gyda phobl h\u0177n am arian<\/a> – am ofal hir dymor, atwrneiaeth ayb.<\/p>\n\n\n\n

Os wyt ti’n ansicr sut i gychwyn sgwrs gyda rhywun am rywbeth sy’n dy boeni di, yna ymwela \u00e2’n blog ‘Sut i Gychwyn Sgwrs i Rannu Problem’<\/a> am gyngor.<\/p>\n\n\n\n

Mae gan HelpwrArian gyngor gwych ar y dudalen ‘Sut i gael sgwrs am arian’<\/a> hefyd, yn edrych ar sut i baratoi, awgrymiadau am gael sgwrs, a delio gydag ymateb negyddol. <\/p>\n\n\n\n

Mae HelpwrArian wedi ysgrifennu blog gwadd arbennig ar gyfer ymgyrch Argyfwng Costau Byw Meic hefyd – cer i’w weld yma<\/a>.<\/p>\n\n\n\n

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Ymdopi gyda straen<\/h3>\n\n\n\n

Mae bod \u00e2 phroblemau ariannol yn gallu bod yn straen mawr ac yn gallu cael effaith emosiynol a chorfforol arnat ti. Efallai bydd yn cael effaith ar dy ymddygiad. Efallai bydd yn anodd i ti wneud penderfyniadau neu dy fod di’n teimlo’n ddagreuol, yn flin, yn bigog neu’n isel. Efallai ei fod yn cael effaith corfforol arnat ti fel pyliau o banig, cur pen, teimlo’n s\u00e2l ac ati.<\/p>\n\n\n\n

Y peth cyntaf dylet ti ei wneud ydy darganfod beth sy’n achosi’r straen. Efallai ei fod yn gyfuniad o sawl peth bach neu un peth mawr. Pan rwyt ti’n deall y rheswm gallet ti ddechrau meddwl sut i newid pethau. Nid yw hyn wastad yn hawdd ond os wyt ti’n siarad ac yn gofyn am help, efallai bydd yn haws darganfod datrysiad. Nid fydd cadw pethau i dy hun a smalio nad yw’n digwydd yn helpu yn y pen draw ac efallai bydd hynny’n gwneud pethau’n waeth.<\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

Pwy i gysylltu am help<\/h3>\n\n\n\n

Cer i weld ein hymgyrch Argyfwng Costau Byw <\/a>am flogiau eraill. Mae yna lawer o wasanaethau a sefydliadau gwych o gwmpas fydd yn gallu helpu.<\/p>\n\n\n\n

\u25aa\ufe0fMeic<\/strong><\/a> – rhywun sydd wastad ar dy ochr di. Os yw pethau’n anodd ac rwyt ti angen siarad \u00e0 rhywun neu gyda chwestiwn sydd angen ateb, yna cysyllta \u00e2 Meic<\/a> yn gyfrinachol, yn ddienw ac am ddim ar y ff\u00f4n, neges testun neu neges ar-lein o 8yb tan hanner nos bob diwrnod y flwyddyn. Byddem yn siarad drwy dy opsiynau ac yn helpu ti i ddarganfod y llwybr gorau i ti er mwyn gallu symud ymlaen.<\/p>\n\n\n\n

\u25aa\ufe0fApiau a Gwefannau i Helpu Gyda Chostau Byw <\/a><\/strong>– Blog Meic<\/p>\n\n\n\n

\u25aa\ufe0f HelpwrArian<\/strong><\/a> – gwasanaeth am ddim sy’n cael ei ddarparu gan y Gwasanaeth Arian a Phensiynau. Yn gwneud dewisiadau arian a phensiwn yn fwy clir. Yn torri trwy’r jargon a’r cymhlethdod, egluro beth rwyt ti angen ei wneud a sut gallet ti wneud hynny, yn dy roi di mewn rheolaeth gyda chymorth diduedd am ddim gellir ei ddarganfod yn sydyn, ei ddefnyddio’n hawdd ac mae’n cael ei gefnogi gan y llywodraeth. Sgwrsia ar-lein<\/a>, gyrra neges ar WhatsApp +44 77 0134 2744 neu ffonia 0800 138 7777.<\/p>\n\n\n\n

\u25aa\ufe0f Llywodraeth Cymru – Cael help gyda chostau byw<\/strong><\/a> – darganfod pa gefnogaeth ariannol a allai fod ar gael i dy helpu, o filiau d\u0175r, trydan a nwy, i dai a budd-daliadau, i ysgol ac addysg uwch.<\/p>\n\n\n\n

\u25aa\ufe0f Turn2Us<\/strong><\/a>– elusen genedlaethol sydd yn cynnig help ymarferol i bobl sydd yn cael trafferthion ariannol.<\/p>\n\n\n\n

\u25aa\ufe0f\u00a0Cyngor ar Bopeth<\/strong><\/a> – yn rhoi’r wybodaeth a’r hyder sydd ei angen ar bobl i ddarganfod ffordd ymlaen. Elusen yn cynnig cyngor cyfrinachol am ddim ar-lein, dros y ff\u00f4n ac wyneb i wyneb<\/a>. Cer draw i weld y dudalen ‘Os ydych chi’n cael trafferth gyda chostau byw’<\/a>.<\/p>\n\n\n\n

\u25aa\ufe0f Money Saving Expert<\/strong><\/a> – y bwriad ydy cwtogi biliau ac ymladd drosot ti gydag ymchwil newyddiadurol, offer o’r radd flaenaf a chymuned enfawr – i gyd yn canolbwyntio ar ddarganfod cynigion, bargeinion, arbed arian ac ymgyrchu dros gyfiawnder ariannol.<\/p>\n\n\n\n

\u25aa\ufe0f StepChange<\/strong><\/a> – Elusen ddyled yn cynnig cyngor dyled, yn helpu pobl i adennill rheolaeth o’u harian a’u bywydau. Mae posib dechrau sesiwn cyngor dyled<\/a> StepChange ar-lein neu ffonia 0800 138 1111.<\/p>\n\n\n\n

\u25aa\ufe0f Llinell Ddyled Genedlaethol – National Debtline<\/strong><\/a> – Elusen yn cynnig cyngor dyled am ddim i bobl yn y DU. Mae ganddynt hwb costau byw<\/a> sydd yn cynnwys y wybodaeth ddiweddaraf am y cymorth sydd ar gael.<\/p>\n\n\n\n

\u25aa\ufe0f Llinell Gymorth Byw Heb Ofn<\/strong><\/a> – Os ydy dy bartner yn rheoli dy arian a ti heb fynediad i dy gyfrif banc i dalu am bethau, yna gall hyn fod yn gamdriniaeth ddomestig. Cysyllta \u00e2’r Llinell Gymorth Byw Heb Ofn, am ddim 24 awr y dydd, 7 diwrnod yr wythnos, am gymorth a chyngor. Ffonia 0808 80 10 400, neges testun 07860077333, neu gychwyn sgwrs fyw ar y wefan.<\/p>\n","protected":false},"excerpt":{"rendered":"

Mae’r wythnos hon (7-11 Tachwedd) yn Wythnos Siarad Arian, a pa amser gwell i godi hyn nag yng nghanol ein Hymgyrch Argyfwng Costau Byw. Nid yw cadw pryderon i ti dy hun yn llesol i’r iechyd yn feddyliol nac yn gorfforol, felly gad i ni siarad amdano. Beth yw Wythnos Siarad Arian? Mae Wythnos Siarad […]<\/p>\n","protected":false},"author":1,"featured_media":4147,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[877,1642,18,543,1643,1625,567,1644,9,1684],"tags":[3542,2372,3543,3596,3702,1698,1699,1886,1700,3704,3575,1703,2870,3729,3554,3580,3555,3484,3581,3182],"class_list":["post-7146","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-benefits","category-budd-daliadau","category-budgeting-saving","category-child-trust-fund","category-cronfa-ymddiriedolaeth-plant","category-cyllidebu-a-chynilo-arian","category-debt-credit","category-dyled-a-chredyd","category-struggling-with-mental-health","category-stryglo-gyda-iechyd-meddwl","tag-argyfwng-costau-byw","tag-arian","tag-costau-byw","tag-costaubyw","tag-cymorth-arian","tag-cyngor","tag-eiriolaeth","tag-gwybodaeth","tag-help-2","tag-help-arian","tag-help-gyda-chostau-byw","tag-llinell-gymorth","tag-siarad","tag-siarad-arian","tag-ymgyrch-argyfwng-costau-byw","tag-ymgyrch-costau-byw","tag-ymgyrch-costau-byw-meic","tag-ymgyrch-meic","tag-ymgyrchcostaubyw","tag-ymgyrchoedd-meic"],"acf":[],"yoast_head":"\nWythnos Siarad Arian - Gofalu am Dy Iechyd Meddwl - Meic<\/title>\n<meta name=\"description\" content=\"Mae'n Wythnos Siarad Arian, sydd yn cyd-daro \u00e2'n Hymgyrch Argyfwng Costau Byw. 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