{"id":6452,"date":"2023-07-31T07:00:00","date_gmt":"2023-07-31T06:00:00","guid":{"rendered":"https:\/\/meic.cymru\/2023\/07\/31\/grab-the-meic-save-travelling\/"},"modified":"2025-11-05T14:25:14","modified_gmt":"2025-11-05T14:25:14","slug":"codar-meic-cynilo-teithio","status":"publish","type":"post","link":"https:\/\/meic.cymru\/cy\/2023\/07\/31\/codar-meic-cynilo-teithio\/","title":{"rendered":"Coda&#8217;r Meic &#8211; Sut i Gynilo Arian ar Gyfer Teithio"},"content":{"rendered":"\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Mae Joel eisiau teithio gyda ffrindiau ond ddim yn sicr sut i ddechrau cynilo. Cysylltodd \u00e2 Coda&#8217;r Meic am gyngor.<\/h2>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em><em><em>Roedd Coda&#8217;r Meic yn gyfle i ofyn cyngor am unrhyw oedd yn dy boeni. Nid oedd y cyngor yn dod yn syth ac roedd yn cael ei ddefnyddio i greu blogiau dienw ar gyfer y wefan i helpu pobl ifanc eraill oedd yn mynd trwy brofiad tebyg. Nid ydym yn cynnig Coda&#8217;r Meic bellach. Os wyt ti angen gwybodaeth cyngor neu eiriolaeth, cysyllta \u00e2\u2019r llinell gymorth am gefnogaeth ar y manylion ar waelod y dudalen.<\/em><\/em><\/em><\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">Helo Meic,<\/h3>\n\n\n\n<p>Hoffwn ddechrau safio arian i fynd i ffwrdd gyda ffrindiau, ond ble mae cychwyn?<\/p>\n\n\n\n<p>Joel*<\/p>\n\n\n\n<p class=\"has-vivid-purple-color has-text-color has-small-font-size\"><em>(*rydym yn newid yr enw yn ein blog Coda&#8217;r Meic bob tro er mwyn amddiffyn y person rhag cael ei adnabod)<\/em><\/p>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Cyngor Meic<\/h3>\n\n\n\n<p>Helo Joel,<\/p>\n\n\n\n<p>Gall teithio gyda ffrindiau fod yn brofiad anhygoel. Mynd i ffwrdd gyda dy ffrindiau agosaf a chael profiadau gwych, bythgofiadwy. Mae gennym gyngor os wyt ti&#8217;n meddwl am gynllunio dy wyliau gr\u0175p cyntaf.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-medium is-style-rounded\"><a href=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/2410879.jpg\"><img decoding=\"async\" src=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/2410879-300x300.jpg\" alt=\"Cartoon image of girl with backpack on back and suitcase going travelling\n\" class=\"wp-image-6563\"\/><\/a><\/figure>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Cam 1 &#8211; Cytuno ar gyllideb<\/h3>\n\n\n\n<p>Wrth gynllunio gwyliau gr\u0175p neu deithio gyda ffrindiau, y peth cyntaf sydd angen ei benderfynu yw&#8217;r gyllideb. Faint mae pawb yn gallu fforddio? Mae&#8217;n syniad da rhestru popeth sydd angen meddwl amdano cyn mynd. Fel:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Arian teithio<\/li>\n\n\n\n<li><a href=\"https:\/\/www.citizensadvice.org.uk\/cymraeg\/Defnyddwyr\/insurance\/insurance\/types-of-insurance\/travel-insurance1\/travel-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Yswiriant teithio<\/a><\/li>\n\n\n\n<li>Llety<\/li>\n\n\n\n<li>Stwff ymolchi<\/li>\n\n\n\n<li>Teithio (awyren neu gostau petrol)<\/li>\n\n\n\n<li>Dillad nofio a gwyliau<\/li>\n\n\n\n<li><a href=\"https:\/\/111.wales.nhs.uk\/Travelvaccinations?locale=cy&amp;term=A\" target=\"_blank\" rel=\"noreferrer noopener\">Brechiadau teithio <\/a>(efallai bod rhai o&#8217;r rhain ddim ar gael am ddim gan y GIG)<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Cyngor: <\/strong>Os wyt ti&#8217;n meddwl teithio am gyfnod hirach, efallai bod yswiriant teithio flynyddol yn opsiwn gwell.<\/p>\n<\/blockquote>\n\n\n\n<figure class=\"wp-block-image aligncenter size-medium is-style-rounded\"><a href=\"https:\/\/www.meiccymru.org\/wp-content\/uploads\/2023\/07\/38-scaled.jpg\"><img decoding=\"async\" src=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/38-300x300.jpg\" alt=\"Cartoon Globe icon. \" class=\"wp-image-6562\"\/><\/a><\/figure>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Cam 2 &#8211; Darganfod lleoliad(au)<\/h3>\n\n\n\n<p>Creu rhestr fer o lefydd hoffet ti fynd iddynt. Mae hyn yn dibynnu ar ba mor hir rwyt ti&#8217;n bwriadu mynd i deithio. Edrycha pa mor hir fydd y siwrne yn ei gymryd a pa mor hir gallech chi ymlacio a mwynhau eich hunain, a chychwyn o fan yna.<\/p>\n\n\n\n<p>Yn gyffredinol, mae unrhyw un dan 18 oed angen teithio gydag oedolyn. Mae hyn yn ddibynnol ar y lleoliad rwyt ti&#8217;n teithio iddo. Edrycha ar reolau&#8217;r cwmni awyrennau wrth ymchwilio.<\/p>\n\n\n\n<p>Dylet ti hefyd feddwl am gostau dydd i ddydd tra i ffwrdd. Gall y rhain fod yn:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tripiau<\/li>\n\n\n\n<li>Tr\u00eet gwyliau<\/li>\n\n\n\n<li>Adloniant<\/li>\n\n\n\n<li>Bwyd a diod<\/li>\n<\/ul>\n\n\n\n<p>Adia&#8217;r costau yma at ei gilydd, a dyma ti dy nod cynilo!<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Cyngor:<\/strong> Wrth ymchwilio lleoliad, edrycha ar sut mae&#8217;r \u00a3 yn cymharu i arian y wlad yna.<\/p>\n<\/blockquote>\n\n\n\n<figure class=\"wp-block-image aligncenter size-medium\"><a href=\"https:\/\/www.meiccymru.org\/wp-content\/uploads\/2023\/07\/25494-scaled.jpg\"><img decoding=\"async\" src=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/25494-300x300.jpg\" alt=\"Illustration of a piggybank\" class=\"wp-image-6564\"\/><\/a><\/figure>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Sut i gynilo arian<\/h3>\n\n\n\n<p>Bydda&#8217;n realistig. Mae cysondeb yn bwysig. Mae&#8217;n well cynilo swm bach yn aml a gweithio&#8217;n araf i gyrraedd y nod.<\/p>\n\n\n\n<p>Ei droi&#8217;n weledol wrth dracio cynnydd ar siart. Rho rywbeth ar yr oergell neu wal yr ystafell wely, neu lawr lwytho app sydd yn tracio popeth i ti.<\/p>\n\n\n\n<p>Creu debyd uniongyrchol neu archeb reolaidd i gymryd swm penodol o dy gyfrif yn awtomatig bob mis a&#8217;i osod mewn cyfrif cynilo. Mae&#8217;n dileu&#8217;r drafferth o gofio ac mae&#8217;n gwneud hyn cyn i ti gael cyfle i wario&#8217;r arian!<\/p>\n\n\n\n<p>Cynllunio dy gyllideb wrth ddefnyddio<a href=\"https:\/\/www.moneyhelper.org.uk\/cy\/everyday-money\/budgeting\/use-our-budget-planner\" target=\"_blank\" rel=\"noreferrer noopener\"> Cynlluniwr Cyllideb Helpwr Arian.<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Gwybodaeth bellach<\/h3>\n\n\n\n<p>Mae mynd i ffwrdd am y tro cyntaf heb yr oedolion yn dy fywyd yn gyffrous iawn, ond mae&#8217;n gallu gorlethu rhywun gyda llawer o lefydd gwahanol yn cynnig cyngor. Cer i weld y dolenni isod sydd yn rhoi gwybodaeth bellach i helpu ti i baratoi.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.themix.org.uk\/travel-and-lifestyle\/travelling\/going-on-holiday-without-your-parents-10223.html\" target=\"_blank\" rel=\"noreferrer noopener\">Mynd ar wyliau heb dy rieni <\/a>&#8211; The Mix<\/li>\n\n\n\n<li><a href=\"https:\/\/www.themix.org.uk\/travel-and-lifestyle\/travelling\/travel-insurance-10239.html\" target=\"_blank\" rel=\"noreferrer noopener\">Yswiriant Teithio <\/a>&#8211; The Mix<\/li>\n\n\n\n<li><a href=\"https:\/\/111.wales.nhs.uk\/Travelvaccinations?locale=cy&amp;term=A\" target=\"_blank\" rel=\"noreferrer noopener\">Brechiadau teithio<\/a> &#8211; GIG<\/li>\n\n\n\n<li><a href=\"https:\/\/www.abta.com\/tips-and-advice\/staying-safe-on-holiday\/advice-for-young-holidaymakers\" target=\"_blank\" rel=\"noreferrer noopener\">Cyngor i bobl ifanc sy&#8217;n mynd ar wyliau <\/a>&#8211; ABTA&nbsp;<\/li>\n\n\n\n<li><a href=\"https:\/\/www.gov.uk\/guidance\/foreign-travel-checklist\" target=\"_blank\" rel=\"noreferrer noopener\">Rhestr gwirio teithio dramor <\/a>&#8211; GOV.UK<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Siarad \u00e2 Meic<\/h3>\n\n\n\n<p>Mae cynilo arian yn gallu bod yn her i nifer. Gobeithiwn bydd yr awgrymiadau uchod yn helpu, ond os hoffet ti siarad ymhellach am y peth, gallet ti gysylltu \u00e2 Meic rhwng 8yb a hanner nos ar y ff\u00f4n, tecst, neu sgwrs ar-lein.<\/p>\n\n\n\n<p>Cymera ofal a bon voyage,<\/p>\n\n\n\n<p>Y T\u00eem Meic<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mae Joel eisiau teithio gyda ffrindiau ond ddim yn sicr sut i ddechrau cynilo. Cysylltodd \u00e2 Coda&#8217;r Meic am gyngor. Roedd Coda&#8217;r Meic yn gyfle i ofyn cyngor am unrhyw oedd yn dy boeni. Nid oedd y cyngor yn dod yn syth ac roedd yn cael ei ddefnyddio i greu blogiau dienw ar gyfer y [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4392,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1649,1625],"tags":[2843,2844,2845,2846,2847,2848,2849,2850,2851,2852,2853,2854,2855,2856,2857,2858,2859,2860,2861,2862],"class_list":["post-6452","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-codar-meic","category-cyllidebu-a-chynilo-arian","tag-arian-gwyliau","tag-bacpacio","tag-cynilo","tag-cynilo-arian","tag-cynilo-i-deithio","tag-cynlluniau-teithio","tag-gwylia","tag-gwyliau","tag-gwyliau-cyntaf","tag-gwyliau-efo-ffrindiau","tag-pres-gwyliau","tag-safio","tag-safio-i-deithio","tag-safio-pres","tag-sut-i-gynilo","tag-sut-i-safio","tag-teithio","tag-teithio-gyda-ffrindiau","tag-teithwyr","tag-trafeilio"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Coda&#039;r Meic - Sut i Gynilo Arian ar Gyfer Teithio - Meic<\/title>\n<meta name=\"description\" content=\"Mae Joel eisiau teithio gyda ffrindiau ond ddim yn sicr sut i ddechrau cynilo. 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