{"id":5275,"date":"2025-08-14T11:38:14","date_gmt":"2025-08-14T10:38:14","guid":{"rendered":"https:\/\/meic.cymru\/?page_id=5275"},"modified":"2025-10-10T14:09:52","modified_gmt":"2025-10-10T13:09:52","slug":"cronfa-ymddiriedolaeth-plant","status":"publish","type":"page","link":"https:\/\/meic.cymru\/cy\/cronfa-ymddiriedolaeth-plant\/","title":{"rendered":"Cronfa Ymddiriedolaeth Plant"},"content":{"rendered":"<\/div>\n<div  class=\"getting-help-content-block\" style=\"\">\n\n    \n\n    <div class=\"container-narrow mx-auto container lg:mb-20\">\n        <div class=\" py-12\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"264\" height=\"255\" src=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/Untitled-design-41-1.png\" class=\"mx-auto\" alt=\"\" \/>                    <\/div>\n        <div class=\"\">\n                            <h1 class=\" text-center\">Arian<\/h1>\n                \n                    <\/div>\n    <\/div>\n\n    <div class=\"container mx-auto\">\n\n\n        <div class=\"flex items-start flex-wrap justify-between\">\n            <div class=\"\">\n                                    <h3 class=\" \">Dewis is-gategori isod<\/h3>\n                                            <\/div>\n        <\/div>\n    <\/div>\n\n    \n        <div class=\"container complex-accordion mx-auto pb-20\">\n\n\n            <div class=\"flex items-start flex-wrap justify-between\">\n                <div class=\"lg:basis-1\/4 lg:w-1\/4 lg:pr-12 lg:pt-12 w-full\">\n\n                    <!--                    <div class=\"block accordion-trigger active mb-4\">-->\n                    <!--                        -->                    <!--                    <\/div>-->\n                                            \n                                                    <a href=\"https:\/\/meic.cymru\/cy\/budd-daliadau\/#accordion\"\n                               class=\"block accordion-trigger mb-4 \">\n                                Budd-daliadau                            <\/a>\n                                                                    \n                                                    <a href=\"https:\/\/meic.cymru\/cy\/cronfa-ymddiriedolaeth-plant\/#accordion\"\n                               class=\"block accordion-trigger mb-4 active\">\n                                Cronfa Ymddiriedolaeth Plant                            <\/a>\n                                                                    \n                                                    <a href=\"https:\/\/meic.cymru\/cy\/cyllidebu-a-chynilo\/#accordion\"\n                               class=\"block accordion-trigger mb-4 \">\n                                Cyllidebu a Chynilo                            <\/a>\n                                                                    \n                                                    <a href=\"https:\/\/meic.cymru\/cy\/dyled-a-chredyd\/#accordion\"\n                               class=\"block accordion-trigger mb-4 \">\n                                Dyled a Chredyd                            <\/a>\n                                                                                <\/div>\n\n                <div class=\"lg:basis-3\/4 lg:w-3\/4 w-full\">\n                    <div id=\"accordion\" class=\"accordion lg:bg-grey h-full rounded-[3.5rem] lg:p-12 pt-6\">\n                        <div class=\"acf-innerblocks-container\">\n\n<h3 class=\"wp-block-heading\">Beth ydy Cronfa Ymddiriedolaeth Plant?<\/h3>\n\n\n\n<p>Cyflwynwyd y Gronfa Ymddiriedolaeth Plant gan&nbsp;<a href=\"https:\/\/www.gov.uk\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lywodraeth y DU<\/a>&nbsp;yn 2005. Agorwyd cyfrif i bron i 6 miliwn o blant wedi eu geni rhwng 1af Medi 2002 a 2il Ionawr 2011.<\/p>\n\n\n\n<p><strong>Bwriad y Gronfa Ymddiriedolaeth Plant oedd i:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>sicrhau bod gan bob plentyn arian wedi\u2019i gynilo (saved) erbyn eu pen-blwydd yn 18 oed<\/li>\n\n\n\n<li>helpu i ddod i\u2019r arfer \u00e2 chynilo<\/li>\n\n\n\n<li>dysgu buddiannau cynilo<\/li>\n\n\n\n<li>helpu deall cyllid personol<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>Os nad oedd dy rieni\/gwarchodwyr wedi agor cyfrif i ti cyn i ti droi\u2019n un oed, yna roedd y&nbsp;<a href=\"https:\/\/www.gov.uk\/government\/organisations\/hm-revenue-customs\" target=\"_blank\" rel=\"noreferrer noopener\">HMRC<\/a>&nbsp;(sydd yn gyfrifol am drethi, taliadau a thollau) yn gwneud ar dy ran.<\/p>\n\n\n\n<p>Os wyt ti\u2019n 16 oed neu\u2019n h\u0177n, rwyt ti\u2019n cael penderfynu ble mae\u2019r arian yma yn cael ei fuddsoddi.<\/p>\n\n\n\n<p>Os wyt ti\u2019n 18 oed neu\u2019n h\u0177n, fe gei di fynediad i\u2019r arian yma.<\/p>\n\n\n\n<p>Os wyt ti\u2019n meddwl bod gen ti arian mewn Cronfa Ymddiriedolaeth Plant, gallet ti geisio siarad ag oedolyn fedri di ymddiried ynddynt neu gysylltu gyda ni ar linell gymorth Meic.&nbsp;<\/p>\n\n\n\n<p>Gallet ti hefyd edrych ar un o\u2019r gwasanaethau isod am wybodaeth neu gymorth:<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/10\/Trust-Fund-Flyer-CyA.pdf\" style=\"background-color:#985aa4\" target=\"_blank\" rel=\"noreferrer noopener\">Taflen Cronfa Ymddiriedolaeth Plant<br>Llywodraeth Cymru<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/findctf.sharefound.org\/welsh\/\" style=\"background-color:#985aa4\" target=\"_blank\" rel=\"noreferrer noopener\">Dod o hyd i&#8217;ch Cronfa Ymddiriedolaeth Plant<br>ShareFound<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link has-purple-background-color has-background wp-element-button\" href=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/10\/Welsh-Easy-Read-Child-Trust-Fund.pdf\">Taflen Hawdd ei Ddeall <br>Llywodraeth Cymru<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link has-purple-background-color has-background wp-element-button\" href=\"https:\/\/www.gov.uk\/child-trust-funds\/find-a-child-trust-fund?\">Darganfod Cronfa Ymddiriedolaeth Plant<br>GOV.UK<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Mae yna lawer o flogiau ar Meic. Dyma rhai ohonynt sydd yn edrych ar Gronfa Ymddiriedolaeth Plant:<\/h3>\n\n<\/div>\n\n                        \n                                                        <div class=\"max-w-full\">\n                                \n\n<style>\n    .swiper-button-prev:after, .swiper-button-next:after {\n        content: none;\n    }\n<\/style>\n\n    <div class=\"featured-blogs relative max-w-[1440px] mx-auto\">\n                    <div class=\"featured-blogs__image\">\n                            <\/div>\n        \n                    <h2 class=\"text-purple text-center\">Arian<\/h2>\n        \n        <div class=\"swiper-container relative overflow-hidden mb-20 featured-blogs__list\">\n            <div class=\"swiper-wrapper\">\n                                    <div class=\"swiper-slide !h-auto\">\n                        \n<div class=\"bg-blue h-full rounded-[3.5rem] px-8 py-12\">\n    <div class=\"flex items-center justify-start\">\n\n        <div class=\"basis-1\/3\">\n        <\/div>\n\n            <\/div>\n    <a href=\"https:\/\/meic.cymru\/cy\/2022\/11\/01\/guest-blog-advice-maps\/\">\n        <div class=\"flex items-start justify-start\">\n            <div class=\"basis-1\/3\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/6393734-300x300.jpg\" class=\"rounded-full w-full h-full max-w-[250px] aspect-square object-cover mt-4 wp-post-image\" alt=\"\" srcset=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/6393734-300x300.jpg 300w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/6393734-1024x1024.jpg 1024w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/6393734-150x150.jpg 150w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/6393734-768x768.jpg 768w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/6393734-1536x1536.jpg 1536w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/6393734.jpg 2000w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>                            <\/div>\n\n            <div class=\"basis-2\/3 pl-4\">\n                <div>\n                    <h3 class=\"text-green !my-4\">Blog Gwadd: Cyngor gan Wasanaeth Arian a Phensiynau<\/h3>\n                    <div class=\"text-white blog-excerpt\">\n                        Gofynnom i&#8217;r bobl o&#8217;r Gwasanaeth Arian a Phensiynau os hoffent ysgrifennu blog gwadd i Meic fel rhan o&#8217;n Hymgyrch Argyfwng Costau Byw. Derbyniwyd, ac maent wedi rhannu llwyth o wybodaeth a cyngor defnyddiol. Mae gan Sarah Horscroft a Lee Phillips o\u2019r Gwasanaeth Arian a Phensiynau gyngor a syniadau i rannu gyda thi am sut i [&hellip;]                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/a>\n<\/div>\n                    <\/div>\n                                    <div class=\"swiper-slide !h-auto\">\n                        \n<div class=\"bg-blue h-full rounded-[3.5rem] px-8 py-12\">\n    <div class=\"flex items-center justify-start\">\n\n        <div class=\"basis-1\/3\">\n        <\/div>\n\n            <\/div>\n    <a href=\"https:\/\/meic.cymru\/cy\/2022\/11\/01\/wythnos-siarad-arian-gofalu-iechyd-meddwl\/\">\n        <div class=\"flex items-start justify-start\">\n            <div class=\"basis-1\/3\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"251\" src=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/Screenshot-2022-10-27-at-16.25.15-300x251.png\" class=\"rounded-full w-full h-full max-w-[250px] aspect-square object-cover mt-4 wp-post-image\" alt=\"\" srcset=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/Screenshot-2022-10-27-at-16.25.15-300x251.png 300w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/Screenshot-2022-10-27-at-16.25.15-1024x858.png 1024w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/Screenshot-2022-10-27-at-16.25.15-768x644.png 768w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/Screenshot-2022-10-27-at-16.25.15.png 1346w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>                            <\/div>\n\n            <div class=\"basis-2\/3 pl-4\">\n                <div>\n                    <h3 class=\"text-green !my-4\">Wythnos Siarad Arian &#8211; Gofalu am Dy Iechyd Meddwl<\/h3>\n                    <div class=\"text-white blog-excerpt\">\n                        Mae&#8217;r wythnos hon (7-11 Tachwedd) yn Wythnos Siarad Arian, a pa amser gwell i godi hyn nag yng nghanol ein Hymgyrch Argyfwng Costau Byw. Nid yw cadw pryderon i ti dy hun yn llesol i&#8217;r iechyd yn feddyliol nac yn gorfforol, felly gad i ni siarad amdano. Beth yw Wythnos Siarad Arian? Mae Wythnos Siarad [&hellip;]                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/a>\n<\/div>\n                    <\/div>\n                                    <div class=\"swiper-slide !h-auto\">\n                        \n<div class=\"bg-blue h-full rounded-[3.5rem] px-8 py-12\">\n    <div class=\"flex items-center justify-start\">\n\n        <div class=\"basis-1\/3\">\n        <\/div>\n\n            <\/div>\n    <a href=\"https:\/\/meic.cymru\/cy\/2022\/11\/01\/ymgyrch-costau-byw-meic\/\">\n        <div class=\"flex items-start justify-start\">\n            <div class=\"basis-1\/3\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"251\" src=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/For-feature-image-cost-of-living-300x251.png\" class=\"rounded-full w-full h-full max-w-[250px] aspect-square object-cover mt-4 wp-post-image\" alt=\"\" srcset=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/For-feature-image-cost-of-living-300x251.png 300w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/For-feature-image-cost-of-living-768x644.png 768w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/For-feature-image-cost-of-living.png 940w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>                            <\/div>\n\n            <div class=\"basis-2\/3 pl-4\">\n                <div>\n                    <h3 class=\"text-green !my-4\">Ymgyrch Costau Byw Meic<\/h3>\n                    <div class=\"text-white blog-excerpt\">\n                        Oeddet ti&#8217;n gwybod bod 81% o bobl ifanc yn poeni am arian, gyda 67% yn dweud eu bod yn teimlo pryder amdano*? Dros yr wythnosau nesaf bydd Meic yn edrych ar faterion ariannol i geisio helpu yn ystod yr Argyfwng Costau Byw sydd i&#8217;w weld ymhobman. (*Data o&#8217;r &#8216;Young Persons&#8217; Money Index 2021-22&#8242;) Dyma fydd [&hellip;]                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/a>\n<\/div>\n                    <\/div>\n                                    <div class=\"swiper-slide !h-auto\">\n                        \n<div class=\"bg-blue h-full rounded-[3.5rem] px-8 py-12\">\n    <div class=\"flex items-center justify-start\">\n\n        <div class=\"basis-1\/3\">\n        <\/div>\n\n            <\/div>\n    <a href=\"https:\/\/meic.cymru\/cy\/2022\/06\/07\/arian-cuddio-cronfa-ymddiriedolaeth-plant\/\">\n        <div class=\"flex items-start justify-start\">\n            <div class=\"basis-1\/3\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/top-view-piggy-bank-with-copy-space-scaled-1-300x169.jpg\" class=\"rounded-full w-full h-full max-w-[250px] aspect-square object-cover mt-4 wp-post-image\" alt=\"\" srcset=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/top-view-piggy-bank-with-copy-space-scaled-1-300x169.jpg 300w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/top-view-piggy-bank-with-copy-space-scaled-1-1024x576.jpg 1024w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/top-view-piggy-bank-with-copy-space-scaled-1-768x432.jpg 768w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/top-view-piggy-bank-with-copy-space-scaled-1-1536x864.jpg 1536w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/top-view-piggy-bank-with-copy-space-scaled-1-2048x1152.jpg 2048w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>                            <\/div>\n\n            <div class=\"basis-2\/3 pl-4\">\n                <div>\n                    <h3 class=\"text-green !my-4\">Oes Gen Ti Arian Yn Cuddio Mewn Cronfa Ymddiriedolaeth Plant<\/h3>\n                    <div class=\"text-white blog-excerpt\">\n                        You could have up to a thousand pounds sitting in a Child Trust Fund account waiting to be claimed. Find out how.                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/a>\n<\/div>\n                    <\/div>\n                                    <div class=\"swiper-slide !h-auto\">\n                        \n<div class=\"bg-blue h-full rounded-[3.5rem] px-8 py-12\">\n    <div class=\"flex items-center justify-start\">\n\n        <div class=\"basis-1\/3\">\n        <\/div>\n\n            <\/div>\n    <a href=\"https:\/\/meic.cymru\/cy\/2020\/08\/25\/oes-gen-ti-arian-mewn-cronfa-ymddiriedolaeth-plant\/\">\n        <div class=\"flex items-start justify-start\">\n            <div class=\"basis-1\/3\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/O68PZY0-scaled-1-300x200.jpg\" class=\"rounded-full w-full h-full max-w-[250px] aspect-square object-cover mt-4 wp-post-image\" alt=\"\" srcset=\"https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/O68PZY0-scaled-1-300x200.jpg 300w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/O68PZY0-scaled-1-1024x683.jpg 1024w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/O68PZY0-scaled-1-768x512.jpg 768w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/O68PZY0-scaled-1-1536x1025.jpg 1536w, https:\/\/meic.cymru\/wp-content\/uploads\/2025\/07\/O68PZY0-scaled-1-2048x1366.jpg 2048w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>                            <\/div>\n\n            <div class=\"basis-2\/3 pl-4\">\n                <div>\n                    <h3 class=\"text-green !my-4\">Oes Gen Ti Arian Mewn Cronfa Ymddiriedolaeth Plant?<\/h3>\n                    <div class=\"text-white blog-excerpt\">\n                        Wyt ti wedi cael dy eni rhwng 1 Medi 2002 a 2 Ionawr 2011? Mae posib bod gen ti Gronfa Ymddiriedolaeth Plant yn dy enw gydag arian sydd yn berchen i ti. Mae gen ti hawl i gael mynediad i&#8217;r arian yma unwaith i ti droi&#8217;n 18 oed. Mae pob plentyn gafodd ei eni yn [&hellip;]                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/a>\n<\/div>\n                    <\/div>\n                            <\/div>\n\n            <div class=\"swiper-button-prev\">\n                <svg width=\"28\" height=\"63\" viewBox=\"0 0 28 63\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <path d=\"M25 60L4 32.2703L25 3\" stroke=\"#B1B1B1\" stroke-width=\"6\" stroke-linecap=\"round\"\/>\n                <\/svg>\n\n            <\/div>\n            <div class=\"swiper-button-next\">\n                <svg width=\"28\" height=\"63\" viewBox=\"0 0 28 63\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <path d=\"M3 3L24 30.7297L3 60\" stroke=\"#B1B1B1\" stroke-width=\"6\" stroke-linecap=\"round\"\/>\n                <\/svg>\n\n            <\/div>\n        <\/div>\n        <div class=\"swiper-pagination !-bottom-10\"><\/div>\n    <\/div>\n                            <\/div>\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n<div class=\"container container-narrow mx-auto\">","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[1643],"class_list":["post-5275","page","type-page","status-publish","hentry","category-cronfa-ymddiriedolaeth-plant"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - 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